Cards

The Findity Expense management platform supports several technical solutions for card integrations for your users.

• Nordic Bank and Card integrations (Nordea, Eurocard, Danske Bank, SEB, Handelsbanken, Mynt, DNB, OP Bank), this is the solution we have had support for the longest time. It is activated via our Marketplace and the employee's cards are automatically connected behind the scenes. This is a corporate card option, and all transactions will generate an expense as soon as it is cleared (when it is no longer reserved). Mynt and First Card have a more modern infrastructure and offer real-time expenses. No card management is needed to be done by the employee. This solution has no API capabilities and is only available within the Findity clients, and all integration points are already established between Findity and the above-mentioned card issuers.

• API first If you as a partner have access to the card transactional data or if you are a card issuer, you can push transactions to us. We will create an expense for the card user instantly and also inform them with a push notification in the Findity app. You need to know the Findity IDs of the user and the organization the user belongs to, hence most likely, you will own the entire onboarding flow of your customers. You can read more about how the workflow is set up and used in this article. Check out this article Card transactions for more information.

• Real-time card transactions. This is our latest addition to a smooth card experience, it is a part of the Expense API and can be used if you are building your own expense app and provide the user with direct access to the card networks to onboard their cards, both private and corporate. This will offer your customers a true card-agnostic experience with the freedom of connecting most cards that is out on the market, as we are connected directly to the card network schemes. We start the rollout during H2 2024 to a limited number of markets, reach out to your Findity representative to get the latest status.